A Time for Change

Now it's time to get creative, economically speaking. When living inside a sliding economy, that with every passing day the media continues to deliver more bad news, it is impossible not to feel a responsibility to tighten up on spending.

So one day, in the not so distant past, while I was driving home from work in my gas guzzling SUV, I was challenged by an economic strategist on the radio—challenged to an economic exercise. He explained that if we care for our bodies through exercise, why wouldn't we do the same for our wallets? I decided it was time to stop being an economic couch potato and trim the fat on my personal economics.