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Though the Check Clearing for the 21st Century Act (“Check 21 Act” or simply “Check 21”) isn’t new anymore, the issues have not been sorted out and “Check 21” as a topic of debate, confusion and aggravation is far from finished.
Partially, the reason for the ongoing dilemma is a discrepancy between what the legislation means and how it works. Check 21 affects banks, distributors, producers and consumers in different ways. These groups are trying to reconcile the issues that have the greatest impact on their own uses and purposes.
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Laurence Liss
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