Many of us have been there. We put in our four years (or five, for those on the extended plan) of studying and soul-searching only to end up with an entry-level job that barely covers the interest of a minimum monthly student loan payment. But, it gets better. Just as we’re about to relax after spending 10 hours at said job, the phone rings and it’s a member of our alma mater’s alumni foundation. No, this person doesn’t want to thank us for attending XYZ university. This person wants more money ... a gift, even.