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4. Unnecessary loss of skilled workers. The longer employees are out of work, the less likely they are to return. Workers’ Compensation is beset by unnecessary time lags along the continuum of care—lag time to get doctor’s reports, see a specialist, get test results, etc. This prolonged process produces a “disability mentality” where the employee believes something is seriously wrong. While studies show that 90 percent to 95 percent of injured employees should be back to work by the fourth day following the injury, 24 percent of workplace injuries result in lost time greater than three days (ManagedComp survey). In effect, the system creates unnecessary disabilities, and there is no evidence that this will change in the coming year.
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