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The USPS wants to help unbanked and underbanked consumers better manage their money by providing services they don't have access to in their locale, or can't get in their unique financial situation.
On paper it seems like a brilliant idea ... affordable banking-like services and payday loans for those who need them and can't get them, and a new source of income for the government's struggling delivery agency. There's just one problem with the premise-it's never going to work, and it might even cost the USPS money, for three reasons.
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