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P+P: What's something small businesses often misunderstand about getting a loan, and why does this misunderstanding create issues?
TK: For younger businesses, it's probably that your passion, work ethic, and the strength of the idea just aren't enough for the banker. With the exception of possibly an angel or venture capitalist (and they have their own methods for evaluating investments) lenders aren't really interested in financing someone's dreams. They want to lend to viable entities with an ability to repay the loan.
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Michael Cornnell
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