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P+P: What's the best thing a small-business owner can do to make sure they get approved for a loan?
TK: The single most important thing is a strong credit score. There are loan types that also look at the number and amount of your credit card transactions or accounts receivable (read: collateral). But short of a good credit score and collateral, a strong business plan and projections regarding what you intend to do with the funds and how they will positively impact your business are important to some lenders.
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Michael Cornnell
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