Clearly, health care costs will be a chief concern in the year ahead and long after. It’s equally clear Americans are taking responsibility for their health and retirement—two issues so closely intertwoven they are, for all intents and purposes, inseparable.
By David A. Proctor
David A. Proctor is president of Proctor & Company, a Natick, Massachusetts-based employee benefits firm founded in 1985. A Chartered Life Underwriter, he also holds Chartered Financial Consultant and Chartered Property and Casualty Underwriter designations. He is a graduate of the Wharton School of the University of Pennsylvania, and has an MBA in Insurance from Boston University. He can be contacted at (508) 651-7777 or dproctor@proctorandcompany.com. The company website is proctorandcompany.com.